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Here's some information about Microsoft Office:

    What it is

    Microsoft Office is a suite of applications that help with productivity and completing common tasks on a computer. It includes a word processor, spreadsheet program, presentation program, notetaking program, email client, and file-hosting service client.

How to buy it

Microsoft Office is available as a one-time purchase or as a subscription:

One-time purchase: You pay a single, up-front cost to get Office apps for one computer. There are no upgrade options

Subscription: You get the latest features, fixes, and security updates along with ongoing tech support. You can pay for your subscription on a monthly or yearly basis.

The back office is the portion of a company, especially in financial services, that's made up of administration and support personnel who are not client-facing.

    Back-office functions include settlements, clearances, record maintenance, regulatory compliance, accounting, and IT services.

    The term "back office" originated when early companies designed their offices so that the front portion contained the associates who interact with customers, and the back portion of the office contained associates who have no interaction with customers, such as accounting clerks.

How the Back Office Works

The back office can be thought of as the part of a company responsible for providing all business functions related to its operations. Despite their seemingly invisible presence, back-office personnel provide essential functions to the business.

Effectively, the back office exists to finalize the transactions conducted by the front office. This includes confirming transactions and settlement instructions with the back office of the counterparty. The back office is also responsible for trade clearances, record maintenance, accounting, and IT services.

Technology has afforded many companies the opportunity to allow remote-work arrangements, in which associates work from home. Benefits of those models include rent savings and increased productivity. Additionally, remotely employing back-office staff allows companies to access talent in various areas and to attract a diverse pool of applicants.

The cost savings can be significant when employing many remote professionals.

Though this saves money for the company, the employee may also have to accept a lower salary if they are moving from a front office position in a central location to a more remote location or even a work-at-home arrangement.